Free tools & explainers

See what the tax system actually does to your money.

A small, growing library of free interactive tools. No account, nothing sent anywhere — every figure computes in your browser on published 2026/27 rates, the same engine behind the paid product. Made to be shared, and to be checked.

ComparisonInteractive

The tax gap nobody talks about

The same £100,000, earned five ways. A public-sector job pays 20%; the person who employs four people pays over 40%. The system taxes risk hardest.

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CalculatorInteractive

The Stealth Tax Calculator

VAT, fuel duty, alcohol and tobacco, insurance premium tax, air passenger duty. The average household pays around £7,000 a year with no bill attached. Estimate yours.

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CalculatorInteractive

The £100k tax trap

The 60% marginal band no rate table prints, the childcare cliff that makes it worse, and the pension move that undoes both.

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CalculatorInteractive

Company Take-Home Calculator

Set your salary and dividend. See the total tax — income tax, National Insurance, dividend tax and the corporation tax already paid inside the company — and what actually reaches you.

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ComparisonInteractive

Income v Profit

Most owners never realise it: a pound of company profit is taxed harder than a pound of salary — 53% vs 42% in the higher band. See the anomaly at every income.

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The Fiscal Drag Calculator

Frozen thresholds quietly raise your tax every year with no announced rate change. See the total that fiscal drag has cost you since 2021.

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Data storyInteractive

Britain isn't a high-tax country. Until you own the business.

UK workers are taxed below the OECD average. UK company owners are taxed near the top of the developed world. The same country, two very different stories.

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Data storyInteractive

One of Europe's highest-taxed, once you count pensions

The 35%-of-GDP figure hides the pension bill Britain collects privately. Count it, and with the burden heading for 43% by 2030, the UK sits near the top of Europe.

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Data storyInteractive

Britain's income tax rests on very few shoulders

The top 1% pay 28.5% of all income tax; the top 10% pay 60%. A progressive system — and an unusually fragile one.

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Data storyComing soon

Where your tax actually goes

Your income tax and NI, itemised into what it buys — the NHS, pensions, debt interest, defence. The receipt the state never sends.